Straight answers to the questions I hear most from Singapore buyers and sellers.
How do I sell my HDB flat in Singapore?
To sell an HDB flat, you must have completed the 5-year Minimum Occupation Period (MOP). Steps: get an HDB valuation → list the flat (photos, marketing) → conduct viewings → accept an Option to Purchase (OTP) → complete the sale via HDB's resale portal. With my marketing approach, most listings sell within 2–4 weeks. Talk to me about your timeline.
How much is my HDB flat worth?
It depends on town, flat type, floor, layout, condition, and recent transactions in your block. Use my free HDB valuation tool for an instant range based on data.gov.sg, then ask for a precise number adjusted for your specific unit.
What is COV when buying an HDB?
COV (Cash Over Valuation) is cash you pay above the official HDB valuation. It can't be financed by a loan or CPF. My track record includes multiple zero-COV resale deals across Punggol, Sengkang, Bukit Batok, and Jurong East.
Which Singapore towns do you cover?
All 26 HDB towns. Deep specialty in Sengkang & Punggol (North-East), Bishan / AMK / Toa Payoh (Central), and Tampines & Bedok (East). See the interactive coverage map above.
How long does it take to sell an HDB flat?
Most of my listings sell within 2–4 weeks. Speed depends on pricing, marketing, and condition. Track record includes flats sold in 1 viewing.
Can I buy an HDB without paying COV?
Yes, most of my recent buyer transactions closed at zero COV. The key is timing, valuation strategy, and knowing which units have negotiation room. Ask me how.
Do I need an agent to buy or sell HDB?
Not legally required, but a good agent saves you weeks of hassle, gets you a better price, and steers you clear of expensive mistakes (wrong pricing, paperwork errors, missed grants). I'm happy to have a no-obligation chat first.
Question not answered here?
Ask me directly, I reply within 2 hours on WhatsApp.